While there are certainly advantages to having a credit card on file with these companies, this is certainly one of the disadvantages. With a credit card on file, even a mistake like this can be costly to the consumer, if for some reason they refuse to do a refund.
Another example, to use TelnaMobile, one needs to have a credit card on file. Well, they charged me their $19 yearly fee in July and they have been temporary out of service since sometime around July or so. I hope TelnaMobile can come back though.
Quote:
Originally Posted by Sophia
They charged the credit card on file 
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Phones: Xiaomi Mi Mix 2, Samsung Galaxy A50, ASUS zenfone 3,
Sim cards: AT&T (Contract), 3 UK, Piranha Mobile