Thank you very much for your response.
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You can order T-Mobile SIMs by mail from T-Mobile, or buy one pre-activated from eBay.
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It looks like eBay has the SIM cards and activation codes available. When I was activated a year ago, a T-Mobile rep told me on the phone that it was necessary to visit a T-Mobile store to activate a SIM card.
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Verizon's prepaid service is very expensive, but PagePlus uses the same network and is very attractive if you don't need data access.
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It looks like Verizon and PagePlus are CDMA. I didn't even realize CDMA was available prepaid. We actually need GSM for travel.