[Yazcedric]

Hi, RTuesday.

Thanks for sharing your experience regarding this issue.
This is just another example that some crooks destroy the benefit.
I agree with you that the company should clearly state the policy in the home page so that customers like me will not even bother to sign up an account.
It is such an easy thing to do (instead of answering e-mails from customers like me individually)...
I also think that American credit card companies have not yet succeeded in preventing fraud well.
This is maybe because too many transactions are done by credit cards and these companies easily issue credit cards without appropriate verification of applicants.

This is completely off-topic, but I have received so many "invitation for new credit card" letters directed to our 3 yr old child (3-4 letters in a week!).
What a waste of paper and mailing cost!
Due to the reasons listed below, the first thing I have to do when I come home is to tear all these junk mails into pieces.
My wife experienced fraud related to credit card at least twice.
The first case was that someone stole these "invitation letters" from the mailbox in her apartment and signed up a credit card using her name;
the second case was that someone stole the number of her credit card and made transactions.

Yazcedric